Hi all. My wife and I are wanting to purchase a Riviera contract direct from Disney. When speaking with a case member today regarding the financing, we were quoted a rate of 14.99% if we financed direct through Disney. My question is, are you allowed to secure you're own financing when you buy direct or are you obligated to use who Disney wants to use? We both have good credit scores, so that rate was a surprise to us. TIA.